Privacy Policy
GENERAL
We are committed to keep your data secure, your private information private, and being transparent about our practices. We adhere to the best practices to secure information collected from you.

M/s. M.S. Loan Guru Private Limited, a private limited company, incorporated under the provisions of the Companies Act, 2013, having its registered office at No. 11/10, Kaveri street, saligramam, Chennai – 600093 and its Affiliates/Subsidiaries/Associates including but not limited to M/s. M.S. Loan Guru Private Limited ,(hereinafter referred as “We”, “Us”, “Our”, or “Company” or “Loan Guru ” or “Loan Guru) owns, operates and manages a website having domain name https://www.Loanguru.in and related software application for use on wireless computing devices such as smartphones and tablets and also for use on desktop or laptop computers under the name and style of “Loan Guru ” (collectively hereinafter referred to as “Platform” or “Application”).

The Platform facilitates and enables the User in availing certain online products and services from the Platform, including, inter alia, loans, investment and wealth management services, insurances, other marketplace products to the Users (“Services”), in accordance with the terms and conditions of use/Service of the Platform, as available at https://www.Loanguru.in/terms-of-services (“Terms of Use”).

For the purposes of this privacy policy (hereinafter referred to as “Privacy Policy” or “Policy”), wherever the context so requires, references to the terms “User(s)”, “You” or “Your”, shall mean and include the user, registered on the Platform, who uses or access the Platform or avails the Service(s) (as defined below) of the Platform in accordance with the Terms of Use.
This Privacy Policy is published in compliance with the Information Technology Act, 2000, and applicable amendments, rules, regulations and guidelines enacted thereunder from time to time (“IT Act”) with specific mention of regulation 4 of the Information Technology (Reasonable Security Practices and Procedures and Sensitive personal information) Rules, 2011, and any other national and state laws which relate the processing of data. This Privacy Policy is an electronic record in terms of the IT Act and this electronic record is generated by a computer system and does not require any physical or digital signatures. Any new features and/or services that are added to our current service at any point in the future shall also be subject to the terms set out in this Policy along with any other future relevant legislations to be incorporated as per the laws of the land. This Privacy Policy shall apply to any person who visits, browses, uses or accesses the Platform or use any Services on the Platform.

This Privacy Policy, inter alia, states: (i) the type of information collected from the Users, including personal information and sensitive personal data or information (as defined below), relating to an individual; (ii) the purpose, means and modes of collection, usage, processing, retention and destruction of such information; (iii) how and to whom We will disclose such information; and (iv) how We will protect the Users’ personal information when they access the Platform.

Loan Guru does not knowingly collect or solicit personal information from anyone under the age of 18. If you are under 18, please do not attempt to register for the Services or send any personal information about yourself to Loan Guru. If Loan Guru learns that we have collected personal information from a person under age 18, we will delete that information as quickly as possible. If you believe that a person under 18 may have provided us with personal information, please contact us at support@LoanGuru.in.

PURPOSE AND SCOPE OF PRIVACY POLICY
This Privacy Policy is published to inform and describe Our Users of Our policies and procedures regarding collection, storage, and processing and sharing of information that We receive from our Users on the Platform or those which are stored or accessed by Us at the time of availing/ registering for the Services or making transactions on the Platform. We have developed this Policy to familiarize You with Our practices and demonstrate Our commitment to the protection of Your privacy and Your personal information. With regard to this Privacy Policy, the terms “using”, and “processing” information include, without limitation; the use of cookies; and the collection, storage, transfer, evaluation, deletion, disclosure, management, handling, modifying and use of information.

The below mentions the outlined idea of Scope of the Privacy Policy:

* This Privacy Policy is applicable to all Users of this Platform. By using the Services, registering with Us or by otherwise giving Us Your information, You shall be deemed to have read, understood and agreed to the practices and policies outlined in this Privacy Policy and agree to be bound by the terms hereof as laid down.
We respect Your need to understand how and why information is being collected, used, disclosed, transferred and stored. This Privacy Policy sets out the way in which We process Your information when You visit the Platform or use the Services in accordance with applicable relevant data protection laws. By accessing Our Platform or availing the Services, You agree to be bound by the terms of this Policy.

* It is important that You read this Policy together with any or all other policies We may provide on specific occasions when We are collecting or processing your personal information, so that You are fully aware of how and why We are using your personal information.

* This Privacy Policy applies only to information that You provide Us via the Platform. We reserve the right to update this Privacy Policy from time to time to reflect any changes to Our Services. We will do this by amending the Privacy Policy on the Platform and intimate the changes which will take effect automatically as soon as they are posted on the Platform. In addition, We shall notify all Our users Users by email or any specified mode of communication with respect to the changes that are made to the Policy.

* The information contained on this Platform and the information collected by using/ login and /or accessing this Platform are stored at a secured server. It is stated by the server service provider that they have all the best security practices required for the server. The Platform is owned by Us and is located in India. Hence, We are bound by duty to abide by the laws, including but not limited to, regulations, rules, circulars and notifications governing privacy in India.

* This Privacy Policy does not apply to any third-party website(s) and mobile app(s). You are requested to take note that information and privacy practices of Our business partners, advertisers, sponsors or other sites to which we provide hyperlink(s), may be different from this Policy, Hence, it is recommended that you review the Privacy Policy of any such third parties before you interact with such interfaces. Under such circumstances we kindly recommend you to read the policies on the applicable / relevant websites or sources.

* You hereby consent to us collecting, using and sharing and disclosing your information as described in this Privacy Policy. If You do not agree with this Privacy Policy at any time, time, please do not use any of the services, use or access the Platform or give us any of your information