FAQ’s



FAQs of The Best Home Loan & Business Loan Provider in Delhi

1. How to get a home loan in Delhi?

You can get a home loan in Delhi by applying with proper income proof, credit history, and property documents. Loan Guru simplifies the process and helps you secure the best home loan company options with ease.

2. Who gives 100% home loan?

Most banks rarely offer 100% home loans, but certain schemes cover nearly full financing. Loan Guru, a trusted personal loan service in Delhi, helps you find lenders with maximum coverage for your dream home.

3. Who offers the best unsecured loans?

Unsecured loans depend on income stability and credit history. Loan Guru, a reliable unsecured loan Delhi provider, connects you with the best unsecured loan options tailored to your needs without demanding collateral.

4. What is the process of taking a personal loan?

Personal loans require income proof, credit checks, and quick documentation. Loan Guru, a leading personal loan service in Delhi, ensures a fast, simple, and transparent process so you get funds without hassle.

5. What is the condition of a personal loan?

Personal loans require regular income, repayment capability and good credit score – these three criteria must all exist to secure flexible loan terms easily with Loan Guru’s personal loan service in Delhi. We guide applicants through eligibility to ensure an easy approval process.

6. What is the limit of personal loan?

Personal loan limits depend on both salary and repayment history; generally ranging between Rs. 50,000-Rs. 50 lakh. Loan Guru offers tailored personal loan services in Delhi that meet every financial need.

7. Which loan is easy to borrow?

Personal loans are considered among the easiest loan products due to not needing collateral as security. Loan Guru, an expert provider of unprotected loan Delhi services, helps get approvals quickly with minimal paperwork required and maximum transparency.

8. How long do personal loans take for approval?

Loan Guru provides fast approvals of personal loans within 24-48 hours for your convenience with its simplified processing and instant updates for faster approvals and faster approvals.

9. What is the maximum unsecured loan?

Maximum loan amounts typically range up to Rs. 50 lakhs depending on eligibility requirements, making Loan Guru the premier resource for uncollateralized business loan and personal loan solutions in Delhi.

10. Who gives loans the easiest?

Loan Guru provides reliable unsecured loan Delhi partners who will connect you with lenders that can quickly approve loans – whether these be NBFCs or digital lenders – that offer quick funding solutions.

11. Who is eligible for MSME?

Loan Guru provides micro, small and medium enterprises (MSMEs) in Delhi with easy MSME loan approval processes for eligible businesses. Loan Guru’s top business loan provider services ensure smooth approval processes.

12. Can a startup get an MSME loan?

Yes, startups that meet eligibility standards may qualify for MSME loans from Loan Guru in Delhi NCR. With Loan Guru’s easy online application process and dedicated team of loan advisers serving startups with ease in accessing an unsecured business loan quickly.

13. Is a MSME loan good?

MSME loans boast low interest and flexible repayment, making them the ideal financing solutions to support growing businesses. Loan Guru is an experienced loan provider in Delhi offering MSMEs affordable financing solutions so they can expand smoothly.

14. What is instant overdraft loan?

An instant overdraft loan allows businesses to withdraw funds beyond their account balance. Loan Guru offers unsecured business loan in Delhi with overdraft facilities to help you meet urgent financial needs conveniently.

15. What is the fastest way to get a small business loan?

Digital applications and NBFCs often give quick small business loans. Loan Guru, the top business loan provider in Delhi NCR, helps you secure funding instantly with minimum paperwork and fast approvals.

16. What type of loan is best for a small business?

For small businesses, MSME loans or unsecured business loans work best. Loan Guru, a trusted business loan provider in Delhi, offers customized business loan in Delhi NCR to support business growth.

17. Who is eligible for a business loan?

Business loans require financial records, registration, and repayment capacity. Loan Guru, the leading business loan provider in Delhi, helps entrepreneurs secure unsecured business loan in Delhi with quick and flexible solutions.

18. How to get a home loan easily?

Having good credit, stable income, and clear documentation helps secure home loans easily. Loan Guru, the trusted personal loan service in Delhi, makes the process stress-free by matching you with the best lenders.

19. Is it difficult to get a personal loan?

With proper income and credit score, personal loans are not difficult to obtain. Loan Guru, a reputed personal loan service in Delhi, simplifies the process and connects you with the right loan providers.

20. What’s the best home loan company?

The best home loan company is one that offers low interest and easy repayment terms. Loan Guru ensures you find the best home loan company options tailored to your needs in Delhi NCR.

21. What type of loan is best for a small business?

The best loan for a small business depends on the purpose—working capital, equipment purchase, or expansion. Unsecured loans are quick, while secured loans offer higher amounts. For flexible options, Loan Guru is the best business loan provider in Delhi.

22. What is the fastest way to get a small business loan?

The quickest way to get a small business loan is by applying online with minimal documentation, especially for unsecured loans. For fast approvals and easy access, Loan Guru offers business loans in Delhi NCR with simple eligibility.

23. Can you get a 100% loan against the property?

Lenders usually provide up to 70–90% of the property’s market value. Full 100% loans are rare and depend on strong financials. Loan Guru, a trusted home loan company in Delhi, helps clients access the maximum eligible amount.

24. Is CIBIL score required for loan against property?

Yes, a good CIBIL score is important as it reflects repayment capacity and directly affects loan approval. Loan Guru makes it easier by guiding applicants with varied credit scores to secure a loan against property in Delhi.

25. What is the best personal loan provider?

Loan Guru stands out as the premier personal loan provider by offering low interest, fast processing times and flexible repayment terms with customer-friendly terms for hassle-free solutions. Our service boasts unmatched reliability in Delhi.

26. What is the minimum CIBIL score for MSME loan?

MSME loans are provided at minimum CIBIL scores of 650; however, requirements differ by lender and Loan Guru assist entrepreneurs in accessing business loans in Delhi NCR even with lower scores.

27. What is the difference between MSME loan and SME loan?

MSME loans cater to micro, small and medium enterprises (MSMEs), while SME loans focus specifically on them. Loan Guru is an established business loan provider in Delhi that assists entrepreneurs with finding the appropriate loan type to suit their business’s individual needs.

28. What is the interest rate on an unsecured business loan?

Unsecured business loan rates typically fall within 12%-24%, depending on an applicant’s credit profile and repayment ability. Loan Guru offers competitive unsecured business loan rates in Delhi to ensure entrepreneurs gain access to funds without needing collateral as security for repayment.

29. Is parents’ CIBIL required for an education loan?

Yes, for most education loans, the parent’s CIBIL score is considered since they act as co-applicants. Loan Guru, the best education loan provider in Delhi, supports students with flexible funding through its best student loan service provider network.

30. Who is eligible for unsecured business loan?

Eligibility usually requires a minimum business vintage of 1–3 years, stable revenue, and a decent credit history. Loan Guru simplifies the process of securing an unsecured loan in Delhi, helping businesses grow without collateral.

31. Which bank gives a 100% home loan in India?

Some banks and housing finance companies offer 100% home loans, typically for first-time buyers and under government schemes like PMAY. Eligibility depends on income, credit score, and property type. For guidance on the best options, Loan Guru can help.

32. What is the highest unsecured loan?

Unsecured loans, like personal loans or business loans without collateral, can range from a few lakhs up to ₹50 lakh, depending on the lender and credit profile. For tailored solutions, Loan Guru is a reliable option.

33. Can I get a 10 lakh business loan without collateral?

Yes, unsecured business loans up to ₹10 lakh are available for small businesses with a good credit score, stable income, and proper documentation. Loan Guru can assist in connecting you with the best business loan providers in Delhi NCR.

34. What is the easiest way to get a home loan?

The easiest way is to maintain a strong credit score, stable income, and submit all required documents. Pre-approved offers and online applications also simplify the process. For hassle-free processing, Loan Guru is a helpful home loan company in Delhi.

35. Can I get a loan with a PAN card?

Yes, many lenders provide personal and business loans using only a PAN card along with minimal documents for verification. For accessing unsecured loans in Delhi quickly, Loan Guru is a trusted service.

36. Is it safe to take a loan against property?

Loans against property are generally safe if repayment capacity is assessed and terms are understood. They offer lower interest rates compared to unsecured loans. Loan Guru can guide you in selecting a secure loan against property option.

37. Can I get an education loan if my parents’ CIBIL score is low?

Yes, some banks consider student income, collateral, or co-applicants with better credit history. Alternative lenders also offer solutions despite low CIBIL scores. Loan Guru is a leading education loan provider in Delhi for such cases.

38. Are SME and MSME the same?

SMEs are small and medium enterprises, while MSMEs include micro, small, and medium enterprises under government classification. Both terms often overlap, but MSME is the official category. Loan Guru can help you access the best business loans in Delhi for SMEs and MSMEs.

39. What are three documents needed for a personal loan?

You’ll need identity proof, income proof, and address proof for a personal loan. Each ensures smooth and secure loan processing. Consider Loan Guru for expert advice.

40. Who is eligible for the Education Loan?

Students admitted to recognized institutions with a stable co-applicant income and academic merit are eligible for an education loan. Contact loan guru for best advice on educational loans.

41. Who is a loan provider?

Loan providers are individuals or financial institutions who provide money on fixed repayment schedules with fixed interests rates to borrowers. Before making their decision, loan providers usually take into consideration an applicant’s income, credit score and repayment capacity before giving approval; Loan Guru can be invaluable resource here.

42. What are the 5 types of loans?

Personal, home, education, business and vehicle loans are the five common loan types. Each provides specific financial needs with individual eligibility requirements and interest criteria that vary between loans – with Loan Guru you can explore potential solutions!

43. Which company is best for a personal loan provider?

Finding the appropriate personal loan provider depends on several criteria including interest rates, approval speed, eligibility requirements and repayment flexibility. Comparing offers and checking transparency helps select wisely; many borrowers rely on Loan Guru as a comparison service provider.

44. What is best for a student loan?

Student loans should provide low rates of interest with flexible repayment and cover both tuition fees and living costs. Before making their selection, applicants should carefully research moratorium benefits and eligibility before applying; Loan Guru provides further insight.

45. Who is eligible for a business loan?

Eligibility for a business loan largely relies on factors including business stability, financial records, credit score and repayment capacity. Lenders will typically assess revenue history before giving final approval; Loan Guru offers customized guidance during your evaluation.

46. Is CGTMSE government or private?

CGTMSE is a trust that is owned by the government that offers credit guarantees that help entrepreneurs of all sizes and types access no collateral loans. It is a part of the supervision of the Ministry of MSME and SIDBI. To help you navigate the procedure, Loan Guru can assist.

47. What is the maximum loan amount for CGTMSE?

 In the CGTMSE scheme, eligible companies are able to obtain collateral-free loans of up to maximum  Rs.10 crore in accordance with their plans and financial status. To help you understand the limits of your CGTMSE loan for a the start-up phase, Loan Guru offers support.

48. What is a project loan?

A project loan is a form of financing given to start or expanding the business plan. It can be used to cover costs such as machinery infrastructure, equipment, and capital requirements. To learn more about project funding options or to apply for MSME loans, Loan Guru can guide you.

49. What is the interest rate of SME loan?

SME rate of interest on loans typically differ based on the credit score of the borrower as well as the stability of their business and the policies of banks. Rates vary between the different loan types and lenders. To get personalised information about SME loans from Delhi or SME loans for the start-up Loan Guru can assist.

50. How long is an equipment loan?

The duration of loans for equipment usually ranges from one to maximum 12 years, based on the kind of machine as well as the repayment capacity and the guidelines of the lender. If you are looking for clarity when applying for a machinery finance CGTMSE loans for new businesses Loan Guru is here to assist you.

51. What businesses benefit from CGTMSE?

Small and medium-sized businesses startup companies, as well as new companies that do not have collateral could get the most benefit from CGTMSE because it can help to access financing without any security. Many entrepreneurs utilize it to begin or expand their operations. Loan Guru aids companies in exploring CGTMSE options.

52. What are SME benefits?

SME owners can benefit from easier access to credit through government-backed schemes, less rates of interest, and better cash flow assistance which allow them to expand steadily. These benefits also open the door for expansion and creativity. Loan Guru assists SMEs locate suitable financing in Delhi NCR, India.

53. How do you get private loans?

Private loans are available through lenders that provide quick acceptance, flexible eligibility and require minimal paperwork. These loans are great for commercial or personal requirements where banks are slow to respond. Loan Guru connects borrowers to the most reliable private personal loans providers in Delhi, India.

54. What are the disadvantages of loan against property?

The loan against property can entail delays in processing, the possibility of losing the property if the repayments fail, as well as higher rate of interest for borrowers with lower. It is crucial to consider the ability to repay. Loan Guru helps clients in understanding the risks prior to making an application.

55. Who is eligible for loan against property?

Individuals or business owners with stable income and property ownership–residential, commercial, or industrial–are typically eligible. The lender will verify income proof, property documentation and repayment capacity prior to they approve. Loan Guru allows applicants to check their eligibility effortlessly.

56. What types of business loans are available in Delhi?

Delhi provides term loans as well as working capital loans. SME loans invoice financing and equipment finance. Overdrafts, invoicing along with CGTMSE loans for businesses that are starting their first establishments. There are different options based on your business requirements and the credit profile. Loan Guru can help you choose the best business loan for Delhi NCR, India.

57. What is the best loan for business?

The most suitable loan is based on your needs: working capital to fund everyday activities, term loans for expansion or no collateral SME loans for startups. The best loans are those that fit your repayment capacity and growth objectives. Loan Guru can help businesses locate the top business lending company in Delhi, India.

58. How do I check my CGTMSE eligibility?

You can verify the eligibility of your business by making sure it falls within MSME categories, is legally operating and doesn’t need collateral. Small businesses and startups with viable plans generally have the ability to qualify. Loan Guru assists applicants in confirming CGTMSE eligibility quickly.

59. Which type of loan is best for business?

The best loan should be one that fits with your business’s stage of development. Start-up loans for businesses that are just starting out or working capital to help cash flow and secured loans for bigger projects. Each has a distinct objective. Loan Guru assists you to find and choose the most suitable SME credit in Delhi, India.

60. How can I apply for a CGTMSE loan for a startup?

You can apply through banks offering CGTMSE by preparing your business plan, financial projections, and KYC documents. The lender processes it under the credit guarantee scheme. Loan Guru supports startups seeking a CGTMSE loan for new business growth.