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Gone are the days when owning the car was considered to be a luxury. There was a time when buying a car was thought to be a milestone for anyone who could shell out loads of money all at once to buy their dream car. But in today’s pace life owning a car is no longer a luxury but a necessity made possible by taking a used car loan.

What is a Used Car Loan or Used Car finance?

It is a facility for those people who are interested in buying pre-owned or second-hand cars. One can buy a car for commercial purposes (buying a taxi or cab) as well as for personal purposes (gifting it to some relative, buying it for yourself or for your child etc.). A used car comes with various benefits like low insurance and registrations charges, a slower rate of depreciation, lower loan amount etc.

Salient Features

  • BEST VALUE : Get up to the 80% of the value of the used car.
  • MAXIMUM TENURE : At Loan Guru’s you can avail the used car loan for the maximum time period. Get it up to the period of 3- 5 years .
  • MINIMUM INTEREST RATES : We at Loan Guru ensures to get you the cheapest auto loan rates. Get that car loan at a minimum interest rate of 15-18%.
    The interest on the loan depends on various factors such as:
  • Age of car
  • Type of car
  • Credit score
  • The financial position of the applicant


Who can apply for this used car loan?

One can apply for the loan if he/she satisfies the following conditions:

  • If he is an employed individual with a minimum annual income of 2.5 lakhs.
  • If he is a self-employed individual with a turnover of Rs.20 lakhs.

Documents required for the used car loan

For Employed Individuals

  • Recent Salary Slips
  • 6 months bank A/C statements
  • Any Identity Proof
  • Address Proof
  • Income Tax Returns
  • PAN & Aadhaar card required

For Self-Employed Individuals

  • Any proof of Identity
  • 1 year current A/C bank statement.
  • Address Proof
  • PAN & Aadhaar card required.
  • Rent Agreement if lives in rented house.

    Because we at Loan Guru provide you the most liberal terms and conditions for used car loans which are:

    • Hassle free loan disbursal
    • Most trusted brand in whole India
    • Guaranteed car loan with quick approval
    • Total transparency in the loan process and procedures
    • Cheapest auto loan rates
    • Minimal Paperwork
    • Already tied-up with reputed used car dealers in almost every city.
    • One of the best repayment options in the industry with customizable EMIs options.

    Terms & Conditions

    • Interest rates mentioned above are for the loan availed for the cars which are for personal use only. Interest rates on the loan which is taken for a car for commercial purposes may differ. The interest rates may differ from time to time at the discretion of Loan Guru PVT. LTD. Terms and conditions apply
    • All the info written above is for the awareness and customer convenience only. It is intended to act only as a demonstrative guide about Loan Guru's product and services. For detailed information kindly contact at +91 9911175539 or please visit our branch.

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